Universal Social Security: EPFO’s Role in Expanding Coverage
India’s formal social security system covers approximately 10-12% of the total workforce. The remaining 88-90% — hundreds of millions of…
EPFO and the Gig Economy: Future Challenges and Solutions
India’s gig economy has grown into one of the largest in the world. By 2025, an estimated 15 to 20…
Digital India and EPFO: How Technology Is Transforming Provident Fund Services
Ten years ago, claiming your provident fund meant filling paper forms in triplicate, waiting in regional office queues, and hoping…
EPF Rules for Part-Time and Contractual Employees in India
The Indian workforce is no longer neatly divided into permanent employees and everyone else. Part-time workers, fixed-term contract employees, project-based…
EPF for Women Employees: Special Benefits and Contributions
While EPF largely operates with gender-neutral rules, there are specific provisions designed to support women employees — particularly new entrants…
What Happens to EPF If an Employee Dies?
The death of an EPF member — whether in service, after retirement, or in between — triggers a set of…
EPF Nominee Rules: Who Can Be a Nominee?
Filing a valid EPF nomination is one of the most consequential — and most neglected — financial decisions a working…
EPF Rules for Employees on Sabbatical or Long Leave
Taking a career break — whether for higher education, personal reasons, extended medical treatment, or entrepreneurship — raises a common…
How to Reactivate a Dormant or Inoperative EPF Account
Thousands of EPF accounts across India lie dormant — untouched for years after job changes, career breaks, or simply because…
What to Do If Your Employer Is Not Depositing EPF Contributions
Discovering that your employer has been deducting EPF from your salary but not depositing it with EPFO is an alarming…